2025 Digital Banking Fraud Trends in Spain

BioCatch’s 2025 Digital Banking Fraud Trends in Spain report highlights the most prevalent types of fraud and financial crime currently plaguing financial institutions in Spain.

In this report, you’ll discover: 

• Fraudsters are pivoting: As third-party fraud becomes harder to carry out (with BioCatch’s Spanish customers seeing a 52% decrease in the first quarter of 2025), bad actors are increasingly turning to social engineering to manipulate victims into authorizing and executing payments themselves.
• An emphasis on mobile: The percentage of fraudulent sessions taking place on mobile platforms increased from 72% to 80% in the last year.
• Bizum for fraud: Nearly a third of all fraud reported by BioCatch customers takes place on the instant-payment platform Bizum.
• Scams, scams, scams: Investment, purchase, and job scams are the three most prevalent scam types in the country.
• What’s next: The report highlights a recent rise in both card fraud and malware activity in Spain. Notably, Android devices—which account for nearly three-quarters of mobile banking sessions in the country—are the primary target for malware attacks.

Download now and strengthen your defenses against fraudsters with BioCatch’s latest insights on the ever-evolving world of fraud and financial crime in Spain.

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