2025 digital banking fraud trends in France
Unveiling France’s 2025 fraud landscape: key trends, emerging threats, and banking resilience
BioCatch’s 2025 Digital Banking Fraud Trends in France report highlights the most prevalent types of fraud and financial crime plaguing French financial institutions in 2025.
In this report, you’ll discover:
• Bank advisor scams dominant: More than 40% of all digital banking fraud in the country results from fake bank advisor scams.
• Spike in losses from investment scams: France’s average scam loss of €29,000 balloons to €69,000 for investment scams.
• Strong Customer Authentication (SCA) is working: Already, we’re seeing fraud rates declining on remote channels, with fraud on mobile devices dropping a whopping 68% since SCA’s introduction in September of 2019.
• Instant Payments Regulation (IPR) not a concern: Instant credit transfers are up 46% in France, but fraud rates on this payment type continue to decline. BioCatch does not yet recognize the implementation of IPR as a major concern for French Banks.
• Long-term consequences: BioCatch data shows six months after falling victim to a scam, some victims still log into their online banking accounts twice as frequently as they did before they lost any money, suggesting feelings of anxiety, mistrust, and fear.
Download now and fortify your defenses against fraudsters with BioCatch’s insights on the ever-evolving world of fraud and financial crime in France.