Authorized Payment Fraud: A Global Guide to Customer Reimbursement Models for Financial Scams

As real-time payments become the global standard, financial institutions face growing pressure to combat increasingly sophisticated scams while navigating a rapidly evolving regulatory landscape. Around the world, regulators are introducing new reimbursement requirements, scam prevention frameworks, and liability models that extend beyond banks to include telecommunications providers, digital platforms, and other ecosystem participants.

Download the white paper to explore:

• How 18 countries and regions are approaching authorized payment fraud, scam reimbursement, and consumer protection
• The latest regulatory developments in key markets including the UK, Australia, the European Union, Singapore, Canada, and the United States
• How reimbursement liability is evolving across banks, telecommunications providers, digital platforms, and receiving institutions
• The emerging scam prevention controls, technologies, and best practices shaping the future of financial services