2025 digital banking fraud trends in Germany
Our report reveals that sophisticated digital fraud and escalating financial crimes are the top threats challenging German banks this year.
BioCatch’s 2025 Digital Banking Fraud Trends in Germany report highlights the most prevalent types of fraud and financial crime plaguing German financial institutions in 2025.
In this report, you’ll discover:
- The runner-up phishing capital of the world: Germany saw the second-most phishing attacks in the world last year, with 14% of the planet’s phishing emails originating in the country.
- Fraud a major problem: The largest economy in Europe, Germany suffers from the fourth-most fraud cases on the continent, losing €267 billion to cybercrime in 2024 (more than any other European country).
- Regulation incoming: Instant Payment Regulation (IPR) will require all payment service providers (PSPs) to offer instant payments. BioCatch has already observed a 110% spike in instant payment fraud among its European customers, correlating with an increase in scams.
- Fraud overwhelmingly digital: Nearly 70% of Germany’s fraud losses originate on digital channels.
- Quishing (QR code phishing) on the rise: Fraudsters placing fake QR codes on parking meters and charging stations, and in fake bank notifications have lured victims into scanning those QR codes, inputting sensitive information, and downloading malware that infects their devices.
Download now and fortify your defenses against fraudsters with BioCatch’s insights on the ever-evolving world of fraud and financial crime in Germany.