2025 Digital Banking Fraud Trends in Brazil

BioCatch’s 2025 Digital Banking Fraud Trends in Brazil report highlights the most prevalent types of fraud and financial crime currently plaguing financial institutions in Brazil.

In this report, you’ll discover:

• Fraudsters are pivoting: Customers in Brazil reported twice as many cases of social engineering scams in 2024 than 2025. As account takeover fraud becomes harder to carry out, criminals are increasingly turning to social engineering to manipulate victims into authorizing and executing payments themselves.
• Malware is on the rise: Malware-driven payments increased 200% among customers in Brazil in the first six months of this year compared with the last six months of 2024, underscoring the importance of behavioral intelligence and interaction-level detection.
• Stolen device fraud continues to grow: Cases tied to stolen or compromised devices have tripled, driven by either physical theft (laptops, phones) or fraudsters reusing stolen digital credentials like session tokens and device IDs.
• Fake support scams double: BioCatch telemetry shows incidents of “falsa central” scams — where users are manipulated through fake support or helpline flows — doubled in the past year, reinforcing that criminals are investing more in human-targeted persuasion to steal credentials and gain transaction approvals.
• Pix under attack, fueling change: Losses from scams on Brazil’s instant payments system jumped 43% in 2024, reaching about R$2.7 billion ($510 million) over two years, according to Brazil’s banking federation, Febraban. The surge has prompted coordinated industry and government action to strengthen prevention and enforcement.
  
  

Download now and strengthen your defenses against fraudsters with BioCatch’s latest insights on the ever-evolving world of fraud and financial crime in Brazil.

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