Account takeover happens every day.

BioCatch's Account Takeover Protection solution continuously analyzes web and mobile sessions in real time, detecting subtle anomalies in user behavior, devices, networks, and installed applications.

Account takeover tactics evolve. Access is exploited. Credentials are compromised.

Cybercriminals deploy a diverse range of tactics to gain access to online banking accounts, harvesting credentials via phishing attempts and manipulating users into willingly surrendering confidential information.

Proven results

Continuous behavioral sequencing allows BioCatch's Account Takeover Protection solution to detect anomalies between expected and observed behaviors, isolating takeover attempts and preventing monetary losses while providing seamless access to genuine users.

66%

increase in fraud-detection rates at one LATAM bank

95%

reduction in Zelle fraud losses at a major U.S. bank, just two months after integrating our ATO solution

54%

ATO attacks that involved a changed password or email address

92%

account takeover fraud that happens on mobile devices

Why leading banks choose BioCatch

It’s not just what we detect. It’s how. Here’s what powers our behavioral intelligence.

Comprehensive ATO coverage

Detects complex fraud like RATs, emulators, phishing, malware, and stolen devices using real-time behavioral and device intelligence, all integrated through a lightweight SDK.

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Continuous insights, no blind spots

Continuous assessment of login and post-login activity to detect signs of account takeover the moment they occur, enabling immediate and precise intervention.

Smarter detection,
better experience

High precision. Low friction. BioCatch’s machine learning models distinguish real users from fraudsters with exceptional accuracy, reducing false positives, minimizing step-up challenges, and improving conversion throughout the entire customer journey.

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Proven at scale

At a top-five UK bank, BioCatch helped cut ATO losses by £1.5 million in just six months, while reducing friction by 95%.

Protect your customers throughout their digital journeys.

BioCatch’s Account Takeover Protection solution utilizes continuous behavioral intelligence to detect anomalies in real time, comparing the activity in a given session with the historical patterns of the genuine user associated with the account in question. This approach enables an adaptive defense against a wide spectrum of ATO attacks.

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Together, we can prevent fraud and financial crime.

Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.