Account takeover happens every day. It’s not enough to safeguard account access at login.

BioCatch’s Account Takeover Protection leverages multi-threaded fraud telemetry synthesized with behavioral intelligence to continuously analyze more than 14 billion digital banking sessions every month, detecting subtle anomalies in real time across web and mobile channels.

Account takeover tactics evolve. Access is exploited. Credentials are compromised.

Cybercriminals use a wide range of tactics to gain access to online banking accounts — from harvesting credentials through phishing attempts to manipulating users into unwittingly surrendering confidential information.

Proven results

Continuous telemetry, behavioral sequencing, and predictive analysis underpin BioCatch’s Account Takeover Protection solution, detecting anomalies between expected and observed behaviors to isolate takeover attempts and prevent monetary losses — all while ensuring an uninterrupted customer service.

66%

increase in fraud-detection rates at one LATAM bank

95%

reduction in Zelle fraud losses at a major U.S. bank, just two months after integrating our ATO solution

54%

ATO attacks that involved a changed password or email address

92%

account takeover fraud that happens on mobile devices

Why leading banks choose BioCatch

It’s not just what we detect. It’s how. Here’s what powers our behavioral intelligence.

Comprehensive ATO coverage

Detects complex fraud MOs like remote access, emulators, phishing, malware, and stolen devices using real-time continuous behavioral sequencing, all integrated through a lightweight SDK.

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Continuous insights, no blind spots

BioCatch’s Account Takeover Protection builds a comprehensive profile for each user and continuously looks for behavioral, device, and activity anomalies in the current banking session compared to previous sessions.

Smarter detection: A three-layered approach

In addition to building a comprehensive behavioral profile for each user, BioCatch overlays known fraudster patterns and population-level genuine customer insights to detect anomalies with greater accuracy.

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Protect your customers throughout their digital journeys.

At the core, BioCatch’s Account Takeover Protection looks at the behavioral fingerprint of customers built from thousands of interaction patterns unique to each user – making it practically impossible for fraudsters to mimic. These profiles are overlaid with known typical fraudster behaviors and broader population level insights to detect anomalies with greater accuracy and stop account takeovers in real-time.

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Together, we can prevent fraud and financial crime.

Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.