Protect your customers’ assets
From stolen credentials to more sophisticated threats, such as authorized payment scams, remote access attacks, and mobile malware, the unpredictable nature of ATO threats require a next-generation approach to fraud detection and prevention that correlates application, behavioral, device, and network signals as contextual equals, not layers. This native integration illuminates valuable risk signals to mitigate vulnerabilities in the digital journey and increases confidence that the authorized user is accessing an account.
The hard truths of account takeover
Account takeover fraud that happens on mobile devices
ATO attacks that involved a changed password or email address
Identity fraud victims who had two or more accounts taken over
$ 11 B
Total losses attributed to account takeover fraud in the U.S. in 2022
Do the digital behavior traits resemble a genuine user or criminal?
Everyone interacts with their device differently. Profile genuine users and fraudsters based on unique digital behavior traits such as mouse movements, typing cadence, and swipe and scroll patterns.
Do movements show human or automated patterns?
Human patterns are imprecise with natural curves and shakes (black). Automated patterns often originate from the same point and appear as perfectly straight lines (red).
Are expert user patterns present?
Fraudsters often display advanced computer skills, use keyboard shortcuts, leverage remote access tools (RAT), and open developer tools or programmers' consoles.
Are there timing anomalies?
Familiarity with the data, application, and payment process can be measured by the time taken for each interaction and the entire digital session.
Are the device, IP and network attributes known?
Device, IP and network data are an important part of detecting common types of fraud and creating behavioral insights.
Gartner®: How to Mitigate Account Takeover Risks
Account takeover attacks continue to plague digital environments despite existing authentication processes. Access the Gartner report and get recommendations on the capabilities required to build a comprehensive ATO prevention strategy that balances risk mitigation with cost and UX considerations.
Remote access attacks
Phishing site detection