Stronger together against financial crime.

BioCatch Trust™ is the world’s first inter-bank, real-time financial-crime intelligence network that unites financial institutions in the fight against fraud and money laundering. By connecting banks through a shared layer of behavioral, device, network, and transaction intelligence, BioCatch Trust delivers a collective defense, empowering members with two-sided visibility across payments and helping them detect and stop financial crime before funds move.

Datos-Impact-Awards-2025-Fraud-Winner (1)

BioCatch Trust™ named the 2025 Datos Insights Fraud Impact Award winner for Best Scam & APP Fraud Prevention Solution.

“BioCatch Trust™ addresses a gap in scam prevention by enabling real-time, cross-institutional intelligence sharing while maintaining privacy protections.”

- Datos Insights Impact Report, 2025.

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Protecting more than 85% of banking customers in Australia

In 2023, Australians lost more than $2.74 billion to a variety of scams (business-email-account-compromise, investment, romance, impersonation, and more). To fight back, the four largest banks in the country agreed to share intelligence in real time, joining BioCatch Trust™ Australia and safeguarding their more than 18 million users from fraud, scams, and financial crime. Since launching, two other banks have joined the network, which remains open to new members.

To fight back, the four largest banks in the country joined forces under BioCatch Trust™ Australia, sharing risk intelligence in real time to protect more than 18 million customers, over 80% of the nation’s adult population, from fraud, scams, and financial crime.

Predictive account-to-account intelligence

BioCatch Trust™ protects member-bank customers against financial crime, fraud, and scams by assessing in real time the trustworthiness of the accounts to which they direct their transfers and payments. If the network flags a receiving account as suspicious, it shares this intelligence with the sending bank in real time, allowing the institution to suspend and investigate the transaction before any money leaves the sender’s account.

Argentinian banks and fintechs launch real-time fraud and scams intelligence-sharing network

In May 2025, Banco Galicia, Naranja X, and Santander joined BioCatch Trust™ Argentina, the first inter-bank, behavior- and device-based, real-time fraud intelligence-sharing network in the Western Hemisphere. Powered by thousands of behavioral and multi-signal telemetry data points, the network flags suspicious receiving accounts in real time, enabling banks to prevent fraud before payment execution. BioCatch Trust™ Argentina builds upon the earlier Australian launch, growing stronger as more Argentinian banks join the network to combat fraud collaboratively.

The time to fight as one is now

The world’s largest banks each invest millions annually to fight scams and mule activity, yet global fraud losses continue to rise. Systemic problems require systemic solutions. BioCatch Trust™ enables institutions to collaborate, share risk intelligence in real time, and stop financial crime before it spreads. Trusted by more than 280 financial institutions worldwide, including 34 of the world’s largest 100, BioCatch delivers a scalable, privacy-first intelligence layer that leverages existing infrastructure. BioCatch Trust™ is already revealing and stopping hard-to-detect scam typologies in real time, proving the power of a unified, collaborative, behavioral-led, multi-signal defense.

Today’s fraud, scams and financial-crime threats demand an innovative, collaborative response.

Core capabilities of BioCatch Trust™

Fine-grained country-level precision: Powered by multithreaded analysis across behavioral, device, session, payment, location, and account signals, for optimal fraud coverage.
Cross-bank network effect: Fraud insights flow securely across member institutions, creating network-wide visibility into emerging scam typologies and mule networks.
Real-time, high-confidence insights: Continuous risk assessment with reduced false positives and immediate detection of suspicious accounts.
Hardest-to-detect APP scams: Detect the industry’s hardest-to-detect scams, including BEC, romance, investment, and purchase, by analyzing recipient-side patterns and network-level signals in real time.
Privacy and security by design: Built with hashed account identifiers, data masking, encryption, and strict role-based access controls. Fully compliant with GDPR, SOC 2 Type 2, and ISO 27001, and overseen by a dedicated Data Protection Officer to ensure ongoing adherence to privacy best practices.

Together, we can prevent fraud and financial crime.

Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.