Data sheets

Focusing on authentication and fraud prevention with minimum friction, BioCatch develops behavioral biometric solutions to recognize a wide range of human and non-human cybersecurity threats. Learn more about BioCatch capabilities with these data sheets.

Protecting Payroll Systems From Account Takeovers

Payroll systems are the life line of any company or organization. Typically, these systems assemble critical financial functions such as salaries, tax deductions, benefits, business-to-business payments, supplier bills and tax returns.

DOWNLOAD DATA SHEET

Behavioral Biometrics in a P2P World

In recent years, Peer to Peer payments have shown a significant increase, passing the $120 billion mark (2017). Currently, one in three American consumers uses P2P apps to make instant payments to friends, relatives, service providers, or anyone they owe money. Since P2P account opening does not require identity verification, it is vulnerable to various types of fraud and threats including malware, social engineering, remote access, SIM swapping, call forwarding and other techniques. Using these techniques, the fraudsters are able to exploit two main points of failure:

DOWNLOAD DATA SHEET

Behavioural Biometrics in a PSD2 World

Two major implications of PSD2 are Access to Account and Strong Customer Authentication. PSD2 also requires TPPs to meet strict criteria and maintain very low fraud rates in order to stay active in the marketplace. In many ways, these requirements upend the financial ecosystem by holding various players responsible for different aspects of the payment process. This makes it difficult for all parties involved to prevent fraud and at the same time provide customers with a positive user experience.

DOWNLOAD DATA SHEET

What is Behavioral Biometrics?

Behavioral biometrics is a breakthrough cybersecurity technology that identifies people by how they do what they do, rather than by what they are (e.g., fingerprint, face), what they know (e.g. secret question, password) or what they have (e.g. token, SMS one-time code). Behavioral biometrics measures and analyzes patterns in human activities. Historically, these included keystroke patterns, gait, signature and the like. Today’s advanced behavioral biometric techniques capture an array of human interactions between a device and an application, such as hand-eye coordination, pressure, hand tremors, navigation, scrolling and other finger movements, etc.

DOWNLOAD DATA SHEET

Mitigating the Risk of Insurance Fraud with Behavioral Biometrics

The global insurance market is a multi-trillion-dollar market worth more than $4.5 trillion in gross insurance premiums (2015). In 2016, the gross insurance in premiums in the U.S reached $2.67 trillion with $1.5 trillion in paid claims.

DOWNLOAD DATA SHEET

Behavioral Biometrics for Mobile Payments

Digital transformation in banking and retail is rapidly evolving. In this fast-moving environment, where finance and fraud intersect, there are several ramifications for financial institutions and the user experience.

The equation is quite simple: where there is money, there is fraud. As the use of mobile banking grows, so do the threats of hacks, malware and other remote attacks. Traditional means of detecting fraud can take considerable time and resources, sometimes taking weeks to detect or to confirm an incident.

In the digital world - whether mobile payments, e-commerce or online banking – this is much too long. Transactions happen quickly, and any delay can have significant repercussions, both from a consumer confidence perspective and a cost perspective. In the digital world, it seems there is always a choice to make between security and the user experience.

DOWNLOAD DATA SHEET

Enhance Identity Proofing with Behavioral Biometrics

New Account Fraud is usually the gateway to many other follow on crime and is a growing concern for businesses that processes transactions online. Traditional fraud prevention measures are often too little, too late, forcing banks, credit card issuers and other data brokers to look for new ways to verify identities and recognize the alarming rates of fraud that has emerged in this area.

DOWNLOAD DATA SHEET

Real-Time Fraud Detection Through Continuous Authentication

With cyber-attackers becoming much more sophisticated, security measures must get smarter too. The key is to implement security measures that continuously monitor and test the authenticity of users in ways that are difficult to replicate. Many experts and market leaders agree: behavioral biometric profiling is the only effective way to achieve this level of security.

DOWNLOAD DATA SHEET

What Is Behavioral Biometrics?

Behavioral biometrics is a breakthrough cybersecurity technology that identifies people by how they do what they do, rather than by what they are (e.g., fingerprint, face), what they know (e.g. secret question, password) or what they have (e.g. token, SMS one-time code). Behavioral biometrics measures and analyzes patterns in human activities. Historically, these included keystroke patterns, gait, signature and the like.

DOWNLOAD DATA SHEET