Behavioral Biometrics for Mobile

In an age where the use of smart phones has skyrocketed and consumers require convenience more than ever, financial institutions continue to invest in mobile banking. In fact, the Federal Reserve recently predicted that ~96% of US financial institutions will offer mobile banking by 20211. With nearly 2 billion mobile banking users worldwide2, organizations see this as a perfect opportunity to improve customer satisfaction and in turn increase acquisition and retention. movements, typing cadence, swipe patterns or device orientation. The activity is then compared against the historical user profile for the individual account to provide a passive authentication layer and against population level patterns to identify statistically observed norms for “good” and “bad” behavior