Authorised Push Payment Scams

Stop APP Scams. Uncover Money Laundering Accounts. 

The Payment Systems Regulator proposal to require full mandatory reimbursement to APP scam victims is on the horizon, and both sending and receiving banks have a vested interest in mitigating their liability. Behavioural biometrics provides unique insights beyond legacy fraud and AML controls to detect scams in progress and the mule accounts that play a central role in laundering stolen money.

Hear Jonathan Williams from the UK's Payment Systems Regulator share his view on what banks should expect if the proposals are passed changing the liability shift and reimbursement rules for APP scams.

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Protect Your Customers. Protect Your Reputation.

Typing speed, swipe patterns, and every click of the mouse tells a story – one of cybercriminal activity or genuine user behavior. Uncover APP scams in real-time, before customers become victims and identify mule accounts before they can be used to move fraudulent payments.

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    Financial APP Scams: PSR Proposals Has UK Banks on Alert

    Discover what the latest PSR proposals will mean for financial institutions and what can be done now to improve detection of APP scams and money laundering accounts.

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    How Receiving Banks Can Mitigate the PSRs Proposed Liability Shift with Proactive Mule Account Detection

    Learn how behavioural insights can enable effective mule account detection to help banks reduce the impact of the PSR liability shift.

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    The New and Surprising Role of Receiving Banks in Scam Reimbursement

    Customers continue to complain around the world about not being protected from financial scams, costing them time, money, and emotional well-being. Read more in Ken Palla's blog about how customer complaints are forcing banks to take action.

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    The Forgotten AML Gap: How to Prevent Money Laundering with Behavioural Detection

    See how behavioral biometrics is helping banks turn AML and fraud detection from proactive to reactive and getting results.

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Trusted by leading institutions across the globe

"Behavioral biometric technology is a key strategic capability to protect our customers from the risk of fraud. BioCatch is a leader in this space and HSBC is looking forward to strengthening its partnership through this investment and through its role as part of the company’s newly formed Client Innovation Board.”

Richard Harvey
Group Head of Retail Banking Products at HSBC

“Banks in Latin America face significant challenges coming from data breaches, mobile malware, banking Trojans and other cybercrime threats that are more often than not, homegrown. Solutions like BioCatch’s behavioral biometrics technology helps us to manage these threats while enabling a good user experience online, which is very important for us to compete in today’s economy. We have experienced first-hand the significant return on investment that BioCatch provides and this comes from not only catching the fraud that traditional solutions miss, but from reducing the operational costs and lost customer revenue that comes from too much disruption in the digital channel.”

Rodrigo Colossi
IT Superintendent of Brazil’s Itau Unibanco

“BioCatch is unique in focusing on behavior as a predictive tool to prevent online fraud and as a result can draw on a comprehensive data set to keep people safe. We’re looking forward to working with BioCatch and the innovation board members to further protect our customers and come up with innovative ways to stop fraud.”

Hilda Jenkins
Head of Customer for Digital Channels & Platforms across Mobile, Web & API at Barclays

“We invest heavily in the latest cyber security and fraud detection capabilities to protect our customers. In using device behavioral biometrics from BioCatch, we’re able to bolster our efforts to proactively detect fraud before the transfer of funds occurs, reducing the financial and emotional impact of scams for our customers.”

Chris Sheehan
GM Group Investigations and Fraud, NAB

“The BioCatch Client Innovation Board is a novel, industry-led initiative focused on online behavior, which is a powerful method to protect banking customers and other internet users from online fraud. Particularly as many businesses moved online with the emergence of the COVID-19 pandemic, preventing digital fraud has become more important than ever. We are very excited to join the effort and continue to support BioCatch both as an investor and Client Innovation Board member.”

Dana Eli-Lorch
Managing Director at American Express Ventures

"BioCatch is defining a novel category in digital engagements and has an impressive success record in the financial industry.”

Ornit Shinar
Head of Ventures Investments in Citi Israel

“Our customers love how easy it is to bank with 86 400, including our incredibly fast onboarding experience. Partnering with a fellow tech innovator like BioCatch gives us best-in-class protection from impersonation fraud, without compromising our market-leading experience – particularly our two-minute onboarding for new customers.”

Guy Harding CRO
86 400

“The technology that we’ve been able to deploy with the help of BioCatch has played a crucial role in strengthening our security systems. The breadth of behavioural biometrics that BioCatch technology can monitor is really impressive and we’ve already seen many examples of it alerting us to suspicious activity and protecting our customers from fraud.”

Simon McNamara
Chief Administrative Officer of NatWest

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