Platform

BioCatch Connect is a next-generation fraud and financial crime platform that unites real-time telemetry, behavioral analysis, and predictive intelligence to detect and prevent account opening fraud, account takeover, social engineering scams, and mule accounts every day, on every device.

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Use Cases

Our use cases deliver continuous protection across the customer journey, spanning origination, customer protection, financial crimes, device intelligence, and the emerging world of agentic AI.

OTP social engineering

A single phone call is often enough to convince a customer to hand over the code that bypasses every layer of authentication protecting their account. By the time the transaction completes, every control has been passed legitimately. Unfortunately, the customer wasn't the one in control.
 

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The challenge

One-time-password social engineering, most commonly carried out via vishing, manipulates customers into disclosing authentication codes under the guise of legitimate security checks. Fraudsters impersonate banks, merchants, or official institutions, creating urgency around account issues to pressure victims into sharing OTPs in real time. Because access is granted using valid credentials and successful authentication flows, activity appears legitimate to traditional controls, resulting in rapid account compromise, financial loss, and complex recovery processes.

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How we solve for it

BioCatch assesses user behavior throughout the entire authentication journey, not just whether an OTP was entered correctly. Behavioral signals such as delayed entry, stop and go typing, backspaces, deletions identify elements of OTP social engineering. Financial institutions can intervene before unauthorized transactions are authorized, protecting customers from harm while reducing post-incident investigation time.

Learn how our Account Takeover solution can work for you →

How intent reveals itself

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Delayed authentication response

A new or unfamiliar device profile combined with longer than usual time to start entering OTP changes suggests potential account takeover.

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Active call
behavior

Session behavior consistent with an active phone call may indicate real-time social engineering.

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Anomalous typing patterns

Stop-and-go typing, deletions, and backspaces are inconsistent with genuine user typing patterns.

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Account Takeover solution brief

See how behavioral and device intelligence detects loss of account control even when authentication succeeds and every credential check passes. 


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Synthesized intelligence:

Unified Collection. Continuous Telemetry. Behavioral Sequencing. Predictive Analysis. Real-time Decisioning.

No vendor has ever deployed behavioral intelligence at the scale we've proven possible. We continuously analyze more user sessions (16 billion and counting), collect more signals (3,000 plus), deliver more trusted insights, and protect more digital banking customers (more than half a billion) than any other behavior-centric digital-fraud-prevention solution provider.  And we do it in the context of their device, the applications they use, and their transactional tendencies to deliver a trusted and accurate signal for a frictionless and secure customer experience.

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Request an Intelligence Briefing.

See how behavioral intelligence identifies stolen identities at the point of account opening, before they become a fraud or compliance problem.

 

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Together, we can prevent fraud and financial crime.

Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.


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