Platform

BioCatch Connect is a next-generation fraud and financial crime platform that unites real-time telemetry, behavioral analysis, and predictive intelligence to detect and prevent account opening fraud, account takeover, social engineering scams, and mule accounts every day, on every device.

Learn more

Use Cases

Our use cases deliver continuous protection across the customer journey, spanning origination, customer protection, financial crimes, device intelligence, and the emerging world of agentic AI.

AI agent detection at account opening

AI agents can now open bank accounts and look like the ideal customer doing it. The institutions that catch them are the ones reading how the session behaves, not what credentials or history it presents.
 

Learn more

The challenge

AI agents complete account opening flows autonomously, submitting valid documents and populating forms without triggering velocity, device, or identity controls. Each application arrives as a new user on a new device, so there is no fraud history to flag and no behavioral baseline to score against. Identity verification confirms the credentials are real, but it cannot determine whether a human or a machine presented them. The agent looks exactly like an ideal applicant, because it was designed to.

Ai_Opening_Challenge

 

Ai_Opening_Solution-2

 

How we solve for it

BioCatch analyzes how a session behaves, regardless of the identity it presents. Agent-driven sessions carry consistent execution patterns that differ from how humans interact, while genuine new customers exhibit the natural variability of someone encountering an unfamiliar process for the first time. By analyzing behavior from the first interaction, BioCatch distinguishes the two at the point of application, before any account is created.

Agent-driven applications can be stopped before accounts are provisioned, with no added friction for genuine customers.

How intent reveals itself

Ai_Opening_Icons_Framework

Execution framework fingerprint

These patterns come from the execution framework, not the instructions behind it, so they surface in the application itself regardless of how the agent is tuned to appear human.

Ai_Opening_Icons_Interaction

Interaction mode

The degree and timing of human involvement within a session indicates whether the application is being driven by a person, an agent, or a hybrid of both.

Ai_Opening_Icons_Human

Human variability

Irregular timing, small inconsistencies, and natural variation in interaction patterns reflect a genuine applicant rather than an automated agent executing a fixed flow.

Identity_Fraud_Icons_DownloadDocument

Device IQ solution brief

See how BioCatch monitors and profiles agentic activity, distinguising genuine customers adopting new technology from malicious agents.


Download DeviceIQ solution brief

 

Synthesized intelligence:

Unified Collection. Continuous Telemetry. Behavioral Sequencing. Predictive Analysis. Real-time Decisioning.

No vendor has ever deployed behavioral intelligence at the scale we've proven possible. We continuously analyze more user sessions (16 billion and counting), collect more signals (3,000 plus), deliver more trusted insights, and protect more digital banking customers (more than half a billion) than any other behavior-centric digital-fraud-prevention solution provider.  And we do it in the context of their device, the applications they use, and their transactional tendencies to deliver a trusted and accurate signal for a frictionless and secure customer experience.

Learn more about BioCatch Connect

Request an Intelligence Briefing.

See how behavioral intelligence identifies stolen identities at the point of account opening, before they become a fraud or compliance problem.

 

Download solution brief

Together, we can prevent fraud and financial crime.

Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.


Talk to a global advisor