Assesments of user intent can uncover illicit activities at account opening, in online behavior, and across networks of accounts before any money moves.
What we deliver
Shift from reactive to proactive
Detect financial crime intent before money moves,
not forensically after.
SAR quality strengthened
Behavioral evidence separates genuine suspicious
activity from noisy-but-innocent, reducing false-positive SARs.
Investigation efficiency improves
Analysts spend their time on high-quality alerts instead of
false positives, reducing cost per investigation.
Regulatory defensibility
Behavioral controls demonstrate intent-based detection.
Examiners see a proactive, intent-aware program.
Prevent
placement
Identify mule accounts before they launder money. Stop illicit funds entering your portfolio in the first place through intent-based detection at account opening and early account behavior.
Stronger filings,
defensible decisions
Behavioral evidence tells your investigators how an account was opened, who controlled the session, and which accounts moved together. Your SAR and STR narratives get sharper, and your file shows the reasoning behind every decision you made.
Reduce
layering
Add behavioral context that strengthens investigations and eliminates defensive filings. False positives drop when intent signals separate genuine suspicious activity from noise, freeing your team to pursue real financial crime.
CASE STUDY
How National Australia Bank used BioCatch to eliminate 10,000 mule profiles with better than 99% accuracy
Money mules have become a critical vulnerability in modern banking, serving as the infrastructure that fuels the global ecosystem of scams and other financial crimes while creating significant financial and regulatory exposure. For many institutions, detecting and removing mule accounts at scale often comes at a cost, either in degraded customer experience, increased operational burden, or both.
Synthesized intelligence:
Unified Collection. Continuous Telemetry. Behavioral Sequencing. Predictive Analysis. Real-time Decisioning.
No vendor has ever deployed behavioral intelligence at the scale we've proven possible. We continuously analyze more user sessions (16 billion and counting), collect more signals (3,000 plus), deliver more trusted insights, and protect more digital banking customers (more than half a billion) than any other behavior-centric digital-fraud-prevention solution provider. And we do it in the context of their device, the applications they use, and their transactional tendencies to deliver a trusted and accurate signal for a frictionless and secure customer experience.
Request an Intelligence Briefing.
See how behavioral intelligence identifies stolen identities at the point of account opening, before they become a fraud or compliance problem.
Together, we can prevent fraud and financial crime.
Join our global advisors and fraud intelligence experts for a 30-minute deep dive into the latest tactics, techniques, and procedures (TTPs) now exploited by fraudsters in your country to scam your customers and harm your brand.
