Institutional growth depends on customer trust, account opening conversions require speed, building deposits means ensuring customers feel protected against account takeovers and scams, and portfolio health relies on a bank's ability to recognize and shut down mule networks.
To protect account holders while accelerating growth, financial institutions must simultaneously enable all of these.
Account
opening
protection
Acquire long-term customers and not fraudulent accounts.
Account takeover
protection
Keep genuine customers in. Lock fraudsters out.
Mule account
detection
Stop money laudering before it starts.
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What we deliver
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Higher approval rates for genuine customers
Continuously assessing user intent allows banks to distinguish authentic applicants from fraudulent ones, enabling confident approval of customers legacy controls might otherwise reject.
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Streamlined application completion
Fewer friction points in the flow mean higher conversion and completion rates.
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Stronger customer retention and lifetime value
Customers protected from fraud and scams develop deeper loyalty and stay active.
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Protected portfolio profitability
Fraud identified before an account's first deposit or transaction preserves margins and reduces downstream servicing costs.
How BioCatch recognizes your genuine
customers when your current controls cannot
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Eliminate friction for
genuine customers
By assessing user intent, banks can identify genuine applicants more confidently, quickly, and without manual reviews.

Detect account compromise in real time
Real-time session analysis catches compromised accounts instantly without blocking legitimate transactions.
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Protect customers from scams and build trust
Behavioral intelligence recognizes the signs of manipulation in real time, stopping scams before would-be victims transfer away any funds.
CASE STUDY
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How Wells Fargo utilizes BioCatch to prevent fraud and enhance the customer banking experience
Application fraud today is increasingly driven by automated attacks using bots and emulators, as well as the creation of synthetic identities. These threats can undermine trust and compromise the integrity of the deposit base by introducing fraudulent accounts, many opened with stolen identities, which can subsequently be used to move illicit funds and facilitate other forms of financial crime.
Synthesized intelligence:
Unified Collection. Continuous Telemetry. Behavioral Sequencing. Predictive Analysis. Real-time Decisioning.
No vendor has ever deployed behavioral intelligence at the scale we've proven possible. We continuously analyze more user sessions (16 billion and counting), collect more signals (3,000 plus), deliver more trusted insights, and protect more digital banking customers (more than half a billion) than any other behavior-centric digital-fraud-prevention solution provider. And we do it in the context of their device, the applications they use, and their transactional tendencies to deliver a trusted and accurate signal for a frictionless and secure customer experience.




