Behavioral Biometrics Technology Overview
Behavioral biometrics is a breakthrough cybersecurity technology that identifies people by how they do what they do, rather than by what they are (e.g., fingerprint, face), what they know (e.g. secret question, password) or what they have (e.g. token, SMS one-time code).
Today's fraudsters are evolving rapidly. They are using sophisticated methods to infiltrate cybersecurity measures and ultimately compromise the security of leading banks and many enterprises around the world. In order to combat such fraudulent activities, cybersecurity methods need to evolve and include the assessment of actual user behaviors gathered over time.
Instead of analyzing a single data point, behavioral biometrics allows the analysis of human-device interactions to protect users and data. It also focuses on who is behind a session and not just what device or password was used to access a particular session. Behavioral biometrics learns and collects multiple data points to capture an array of human interactions between a device and an application, such as hand-eye coordination, pressure, hand tremors, navigation and other finger movements, etc.
What Makes Behavioral Biometrics Unique?
BioCatch's behavioral biometrics patented technology uses continuous authentication by collecting and analyzing over 500 traits after login to prevent real-time fraud. When an unusual behavior is detected, real-time alerts are generated and the activity is logged and visualized in the Analyst Station.
BioCatch has positioned itself as a market leader, with a solution designed to reduce friction, decrease fraud and associated cyber threats, and provide quantifiable business value.
How Does Behavioral Biometrics Work?
Create User Profile
Historically, behavioral biometrics included keystroke patterns, gait, signature and the like. Today's advanced behavioral biometrics methods capture traits including hand-eye coordination, pressure, hand tremors, navigation, scrolling and other finger movements, etc. to create a unique user profile.
Generate Invisible Challenges
BioCatch uses unique, patented technology that is embedded onto an application or website. As a user completes their intended online activity, the BioCatch platform is working behind the scenes to analyze if invisible challenges have been successfully completed.
Produce Actionable Risk Score
Real-time alerts are generated when the BioCatch platform detects unusual activities including criminal behavior, malware, bots, RATs, aggregators, etc.
100% of fraud comes from authenticated sessions. Continuous authentication verifies a user’s identity and analyzes responses to "invisible challenges" for secure sessions, from login to logout.
Behavioral biometrics goes beyond traditional fraud prevention tools, detecting malware, robotic and aggregator activity, social engineering and other remote access threats to stop fraud in real-time.
The BioCatch Analyst Station provides a powerful, visual picture of all session activity and their risk scores so case managers can better detect, protect against and act in the face of cyberthreats.