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White Paper

Digital Transformation in the Insurance Sector

The widespread digitization of financial services is causing large-scale and sweeping transformations across various facets of the business, creating new growth opportunities but also new challenges and inherent risk. In the insurance sector, particularly, digital transformation is driven by new competitive threats, ongoing cost pressures, aging technology and increasing regulatory requirements. Put all together, there is a huge opportunity to modernize, to create new business models, acquire customers on new channels and create competitive and compelling customer experiences.

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White Paper

Deconstructing the Cyberpsychology Behind Behavioral Biometrics

Cyber-psychology is an emerging research program which examines individuals in the context of human–technology interactions. As a developing field, cyber-psychology relates to several psychological phenomena associated with or affected by technological applications and use. Essentially, research topics include human–computer interaction: computer graphics, operating systems, programming languages, communication theory, graphic and industrial design disciplines, linguistics, social sciences, cognitive psychology, and human performance. While some researchers emphasize the computer in computer–human interaction, a defining characteristic of cyber-psychology is that the human takes precedence over the computer.

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Data Sheet

Mitigating the Risk of Insurance Fraud with Behavioral Biometrics

The global insurance market is a multi-trillion-dollar market worth more than $4.5 trillion in gross insurance premiums (2015). In 2016, the gross insurance in premiums in the U.S reached $2.67 trillion with $1.5 trillion in paid claims.

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Data Sheet

BioCatch™ Analyst Station

The BioCatch Analyst Station is a web-based interface that displays the data for one or many sessions and provides summary reports. The portal enables the customer to easily detect and act upon possible fraudulent activity in user accounts. The BioCatch Analyst Station is used for post-session data analysis, typically at the end of each day or whenever required by the administrator.

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White Paper

The ROI of Behavioral Biometrics | White Paper | BioCatch

With the rapid growth in the scope, sophistication, and variety of online fraud and cyber-crime, new approaches are required for fraud detection and user verification. Behavioral biometrics has been getting a lot of attention lately as being able to uniquely address the challenges posed by social engineering, account takeovers and malware. By looking at the way people scroll, type, toggle between fields and use shortcuts, behavioral biometrics can help determine the authenticity of a user, not just which device or password was used to login.

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Data Sheet

Eliminate Fraud in Same-Day Payments | Data Sheet | BioCatch

NACHA’s announcement of same-day ACH (Automated Clearing House) payments will benefit both businesses and consumers whose payments are eligible for same-day transaction processing. This is how BioCatch is supporting this change.

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Data Sheet

Combating Cross-Channel Fraud with Behavioral Biometrics

Cross-channel fraud is an advanced attack method in which the fraudster steals a user’s credentials and personal information from one channel, in order to commit fraud in an associated channel and/or account. BioCatch has developed effective methods to thwart these attacks.

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Data Sheet

Behavioral Biometrics for Mobile Payments

 

Digital transformation in banking and retail is rapidly evolving. In this fast-moving environment, where finance and fraud intersect, there are several ramifications for financial institutions and the user experience.

The equation is quite simple: where there is money, there is fraud. As the use of mobile banking grows, so do the threats of hacks, malware and other remote attacks. Traditional means of detecting fraud can take considerable time and resources, sometimes taking weeks to detect or to confirm an incident.

In the digital world - whether mobile payments, e-commerce or online banking – this is much too long. Transactions happen quickly, and any delay can have significant repercussions, both from a consumer confidence perspective and a cost perspective. In the digital world, it seems there is always a choice to make between security and the user experience.

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Data Sheet

Solution Overview

The BioCatch Behavioral Biometrics Platform boosts real-time capabilities with three advanced modules: User/Criminal Profiling, RAT and Malware Detection, and Robotic Detection, and an add-on module called the Analyst Station. This is a full breakdown on how they all work together.

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Data Sheet

Next Generation Cyber threats

Most professionals still do not acknowledge that today’s cyber threats overwhelmingly come after the login. Learn more about how BioCatch is preventing a new generation of cyber threats.

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Data Sheet

Enhance Identity Proofing with Behavioral Biometrics

New Account Fraud is usually the gateway to many other follow on crime and is a growing concern for businesses that processes transactions online. Traditional fraud prevention measures are often too little, too late, forcing banks, credit card issuers and other data brokers to look for new ways to verify identities and recognize the alarming rates of fraud that has emerged in this area.

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Data Sheet

Real-Time Fraud Detection Through Continuous Authentication

With cyber attackers becoming much more sophisticated, security measures must get smarter too. The key is to implement security measures that continuously monitor and test the authenticity of users in ways that are difficult to replicate.

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Data Sheet

What Is Behavioral Biometrics?

Overview Behavioral biometrics is a breakthrough cybersecurity technology that identifies people by how they do what they do, rather than by what they are (e.g., fingerprint, face), what they know (e.g. secret question, password) or what they have (e.g. token, SMS one-time code). Behavioral biometrics measures and analyzes patterns in human activities. Historically, these included keystroke patterns, gait, signature and the like.

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Case Study

High-Risk Mobile Banking & Behavioral Biometrics | BioCatch

A leading UK bank searched for a cutting-edge technology to authenticate more than 1.5 million users. BioCatch was able to provide a 100% frictionless solution to meet this need.

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Case Study

Retail Bank Detects Account Takeover | Case Study | BioCatch

BioCatch was deployed in a top-5 UK retail bank with over 5 million users. BioCatch demonstrated a fraud detection rate of 95% with a FP rate of less than 1%.

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Case Study

Top-50 US Bank Authenticates Users | Case Study | BioCatch

This top-50 US banking group, a leader in big data analytics, has more than 500,000 customers and more than 300 offices around the world. BioCatch was able to reduce friction and fraud for the bank’s end-users.

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Case Study

UK Bank Detects Remote Access Trojans | Case Study | BioCatch

BioCatch helps a top-5 UK bank to detect remote access Trojan (RAT) attacks in real-time and spot anomalous user interactions.

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White Paper

New Account Fraud Prevention | White Paper | BioCatch

New account fraud is usually the gateway to many other criminal activities and is a growing concern for businesses that processes transactions online. Our solution uses behavioral biometrics to detect new account fraud by recognizing criminal behavior and being able to distinguish those behaviors from those of normal users.

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White Paper

Invisible Challenges to Detect Fraud | White Paper | BioCatch

BioCatch is a cybersecurity company that delivers behavioral biometrics, analyzing human device interactions, to protect users and data. Banks and other enterprises use BioCatch to significantly reduce online fraud and protect against a variety of cyber threats, without compromising the user experience.

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White Paper

Global Trends in Online Fraud 2016

BioCatch works with leading banks around the world and monitors more than 4 billion transactions per month. This is a summary of fraudulent activity gathered via our behavioral biometrics platform in 2016.

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White Paper

The Insufficiency of Two-Factor Authentication

Slowly but surely, the industry is understanding that two factor authentication is not enough. This is how behavioral biometrics is filling the void and providing continuous, post-login authentication.

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White Paper

RATs & Protecting Online Banking | White Paper | BioCatch

Remote Administration Tools (RATs) have a dual purpose. Their original objective was to allow IT personnel to remotely access computers connected to the network, so they can run troubleshooting or remote maintenance on the PC. Many people use remote access capabilities because it allows them to enter their far-away desktop and control it, just like they were sitting behind the keyboard themselves.

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White Paper

Preventing Fraud in the Mobile Era | White Paper | BioCatch

Executive Summary

As mobile devices eclipse computers and laptops as the preferred method of going online, fraudsters have followed users, porting their modus operandi –account takeover, social engineering, and malware based remote control attacks – to the mobile arena. Mobile has opened up many new ways for users to communicate and connect without being tied to a desk or a power outlet – and at the same time, it has presented hackers with many more opportunities to perpetrate fraud and carry out attacks that cannot be detected with traditional tools used to detect attacks in web sites. As a result, companies need to apply new fraud controls to protect mobile users and enable them to carry out transactions, check bank accounts, make purchases, etc.

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White Paper

The Case for Same-Day ACH Payments | White Paper | BioCatch

The need for speed. Learn how BioCatch is securing faster payments.

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